of own pocket, to the insurance company. Excempt from own-risk is GP, childbirth, chronic illness (diabetes type 2, COPD and such), local nurses, organ donation and Combined Lifestyle Intervention. You can get a payment plan for own-risk. You can get a discount from your insurance if you opt for a higher own-risk.
Insurance companies have yearly contracts with healthcare companies/institutes (including hospitals). This creates lower tariffs for patients. But you have to double-check that your healthcare supplier has a contract, otherwise you end up paying out of your own pocket.
You pick an insurance company based on contracts, what they cover in optional packages, and the monthly fee. The average monthly fee in 2015 was 99 euro's, now it's 158 euro's.

some sample prizes:
hospitalisation per day 500 euro.
ambulance between 700-800 euro.
dentist periodic check 27 euro.
dentist xray 20 euro per picture.

regards,
Floris


--- GoldED+/LNX 1.1.5--b20170303
* Origin: ----> Fidian on Azure West-Europe (Holland) IPV6. (999:31/1)
e average monthly fee in 2015 was 99 euro's, now it's 158 euro's.

some sample prizes:
hospitalisation per day 500 euro.
ambulance between 700-800 euro.
dentist periodic check 27 euro.
dentist xray 20 euro per picture.

regards,
Floris


--- GoldED+/LNX 1.1.5--b20170303
* Origin: ----> Fidian on Azure West-Europe (Holland) IPV6. (999:31/1)